12 Step Program

12 steps to go from being a financial beginner to being well equipped to tackle complicated financial situations.

Finance is a very deep and intense world which can overwhelm even the best of us and I have been in your position where I was totally unsure on where to begin. That is why I have created this 12 step starter guide to get started with basics of finance and once you master the basis, you would be well equipped to tackle complicated financial situations. Each step is a quick read article which has a very real life knowledge and application

The most famous 12 step program is to quit addiction but this 12 step program is as effective and have helped 100s of people to get the financial ball rolling and when I talk to them today, they have reached new horizons but this is where they all started.

So here we go.

  1. Understanding Income and Expenses
  2. Setting Financial Goals
  3. Creating a Simple Budget
  4. Building an Emergency Fund
  5. Understanding Credit and Credit Scores
  6. Managing Debt
  7. Smart Use of Credit Cards
  8. Saving for Retirement Early
  9. Introduction to Investing
  10. Understanding Interest Rates
  11. Importance of Insurance
  12. Building Good Financial Habits